Introduction

We all want to level up our gaming experience, right? Well, it’s about getting better gaming gear, cool skins, items, and other in-game stuff. However, this will require some extra budget of course. Therefore, using a debit card with unique discounts & benefits while being light on the wallet is a great way to achieve this.

Here, we’ll examine the finest debit cards for gamers in 2022. This guide is for everyone who enjoys gaming, whether it’s on a PC, a console, or even on a mobile device!

Top 5 Gamers’ Debit Cards

Debit cards have been there for a long time now. A lot of them are available in the market but only few can serve the gamers goals. The list below covers every aspect of a debit card that needs to be, including its key features, rewards, pros, cons, and more.

1. BuffPay

First things first: we will take a look at the leader of gaming debit cards, Buffpay. BuffPay is a prepaid card that can be used anywhere, where Visa is accepted. Plus, it was tailored for gamers – for their needs and desires.

With zero fees for free card plans, the BuffPay debit card is perfect for gamers who want to get free gaming items while doing their ordinary purchases. Buffpay offers 3% cashback on all purchases and you will accumulate Buff points which later you can redeem on cool gaming goodies on Buff Marketplace. At the moment you’ll be able to choose from ~150 top tier gaming items, like: gift cards, video games, gaming gear and many more.

Buffpay has also introduced a raffle which will continue up till the 4th of July. The prizes include PlayStation 5, XBOX Series X or one of the 500+ gaming goodies. Apply for the card today and deposit $50 to get a single raffle ticket. The more the $50 deposits, more the raffle tickets and your chances to win big.

Now is the best time to apply for a card – you will get a guaranteed $10 bonus and chance to win cool gaming prizes!

Key Features

Some of the key features of BuffPay include

• Zero fees – it’s hands down the best fees you can find on the market. Whether you’re a gamer or not.
• BuffPay Marketplace – a heaven for gamers with free items, gadgets and in-game stuff.
• Loyalty program – Buffpay clients get exclusive rewards, raffles, and items. These days they partner up with NRG Esports team and card holders can win one of NRG Jerseys.
• 3% cashback, with no limits. Yes, you earn Buff points and not actual cash. But points can be redeemed on Amazon gift cards, so card holders can buy pretty much anything with it.

PROS:

1. Zero fees.
2. Can be used anywhere Visa is accepted.
3. Earn buff points for every transaction that can be redeemed on the marketplace for gaming gear or merchandise.
4. 3% cashback on all purchases.
5. Free direct deposit and free ATM withdrawals.

CONS: 

1. Only two months on the market. That’s why Buffpay gives these offers.
2. We noticed that the stock of tier-1 items (like Riot points or Amazon gift cards) might be low on the marketplace

2. Capital One VentureOne Rewards Debit Card

The Capital One VentureOne Rewards Debit Card for gamers is another great option. It also comes with some good benefits and, to some extent, can be considered as an alternative choice for Buffpay.

It will give unlimited 1.25 miles/dollar on every purchase and 5 miles/dollar on each hotel and rental car booked through Capital One Travel. Moreover, it charges zero annual fee and also gives the authority to spend the earned rewards at Amazon. Meaning you can get any game related items with accumulated points on Amazon!

Key Features

• No yearly or foreign transaction costs

• Redeem your points by booking a vacation via Capital One Travel.

• Transfer miles to 15+ loyalty programs

 Pros: 

1. There is no yearly charge.

2. Unlimited 1.25 miles for every $1 spent

3. No foreign transaction fees

4. Chip technology for added security and convenience

 Cons: 

1. Limited redemption options compared to other travel cards

2. Earnings Lower than some other travel cards

3. Some restrictions and limitations apply

3. Playstation Visa Card

Gamers who frequently purchase PlayStation or Sony products may be keen to obtain a PlayStation® Visa® Credit Card.

With Zero Annual Fee, Playstation Card offers awesome rewards to passionate gamers. They like saying “Be a part of our ecosystem – get more rewards with PlayStation”.

Key Features

• Get 5 points on each dollar spent on PlayStation and Sony products at the Sony store.

• Can be used instantly after approval

• Massive Sign-Up Bonuses

 Pros:

1. No annual fee.

2. Redeem cashback for any amount, anytime with no fees.

Cons:

1. Points are mainly limited to Sony and Playstation Store. So if you are looking outside the Sony ecosystem – it’s better to get a more unified debit card.

4. Target Redcard Credit Card

Target Redcard Credit Card can be the most reliable choice for someone who mostly buys Gaming products from Target Stores. Target RedCard members enjoy a 5% discount at payment on most of the purchases.

Key Features

• Offers 5% cashback on most of the purchases at Target Stores. Meaning you can get 5% off every gaming item bought on Tagter Store!

• Products bought by using This card are eligible for free shipping.

 Pros:

1. No annual fee

2. Earn cashback on every purchase.

 Cons:

1. Only Eligible on Target Stores.

2. Rewards don’t exist.

5. Discover it Cash Back Credit Card

Discover it Cashback card fulfills all needs of a gamer. The features make it an excellent choice for gamers who are looking to finance their gaming habit without paying any interest.

This card has one of the best cashbacks offers which is called Cashback Match. With this,  at the end of the first year, you are guaranteed an unlimited amount of dollar-to-dollar match for every cashback that you’ve got.

Key Features

• It offers 5% cashback on all purchases made through gaming platforms such as Steam, Playstation Network, and Xbox Live.

• It also provides 1% cashback on all other purchases made with the card.

 Pros:

1. 5% cashback on up to $1,500 in gaming purchases each quarter. This includes digital and physical games, game consoles, and accessories.

2. No annual fee.

3. Cashback never expires.

 Cons:

1. 5% cashback categories change every quarter. This means that gamers will need to observe the changing types to maximize their rewards.

2. 3% foreign transaction fee.

3. Minimum redemption amount of $20. This can be difficult to reach for some gamers, depending on how often they use their card.

Our Choice: Number One Pick

The BuffPay prepaid card is perfect for gamers who want to get the most out of their gameplay. Here’s why:

BuffPay offers exclusive rewards for gamers which include 3% cashback on every purchase, plus the best Welcome Bonus among other debit cards – $150 after spendings of $1000.

1. It has partnerships with some of the biggest names in the gaming industry, so you can be sure you’re getting the best deals on games and gaming equipment. Even the NRG Esports team acknowledged them as Official Debit Card Partner.

2. Gives an 0% APR for free card plan to go with multiple discounts on many things from time to time.

3. Dedicated gamers Marketplace with ongoing raffles, rewards and discounts on Top Tier gaming goodies.

4. Rewards you with free gaming items for making ordinary purchases, like groceries, home WiFi, Netflix subscription or a cup o f coffee in Starbucks.

No matter what your gaming needs are, the BuffPay debit card has you covered. It won’t only improve your gaming experience (say hello to free gaming items) but will also prove to be very beneficial in terms of the deals and discounts.